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Saga Services Limited Provides Van Insurance

Van insurance, one of the many insurance products offered by Saga Services Limited, is available for vans that are used for personal and social needs or for business needs. Business van insurance is offered to those individuals who need their van as an essential aspect of their business such as those who are the sole trader running the business.

Saga Services Limited, which is authorized and regulated by the Financial Services Authority, strives to provide the highest level of insurance cover possible to its policyholders. Van policies can be tailored to meet the specific needs of the individual driver. Plus, a number of additional cover options are available with Saga van insurance, providing the utmost in van cover today.

Saga provides Third Party, Fire, & Theft van insurance cover and Comprehensive van insurance cover. Third Party, Fire, & Theft van insurance cover includes quite a few standard features.

It includes all legal costs arising from a third party claim against the policyholder. Obviously, Saga Services Limited must approve these legal costs prior to initiation.

Legal liability to third parties for property damages, which is limited to a value of £2,000,000 is also part of this policy. Liability for the death or injury of another party, including passengers in the policyholder’s vehicle, is also featured with Saga van insurance.

Additionally, the loss, damage, or theft of the van is covered if it occurs due to fire or theft. New van replacement is also available if the need arises due to fire or theft. Two other circumstances are covered if they are caused by fire or theft. This includes the loss or damage of audio equipment that had been installed originally by the manufacturer and accident recovery and repair by the RAC.

Comprehensive van insurance cover through Saga features all of the above facets as well as a few additional ones. Personal injury of the policyholder and spouse or partner including the loss of limbs, loss of sight, or death is covered for a sum up to £3,000. Medical expenses for the policyholder and any passengers in the van at the time of an accident are included up to the sum of £300. Additionally, any personal belongings that are carried in or on the van are also covered with this policy for the sum of £250.

Damage or loss of windows, the sunroof, and the windscreen are covered as well. It is important to note that where the loss is only covered by fire or theft through Third Party, Fire, & Theft van insurance cover, those restrictions are lifted under the Comprehensive van insurance cover.

Various optional covers are available with Third Party, Fire, & Theft van insurance cover and Comprehensive van cover. They include a protected no claim discount, replacement vehicle feature, breakdown assistance, and extended foreign use cover.

Potential policyholders can sign up to receive a call back or they can contact Saga through their toll free number any day of the week except Sunday. Saga van insurance is underwritten by London and Edinburgh Insurance Company Limited.

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